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Data Scientist – Credit Risk and Fraud

United States full-time Mid Salary not listed
full-time Mid level Technology & IT Curated
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About the role

This is a remote position.

We are looking for a Data Scientist to join an enterprise decision intelligence platform within a global banking environment. The role focuses on credit risk and fraud prevention across multiple international markets, supporting real-time and batch decisioning in production banking systems. The platform combines large-scale structured data processing, machine learning models, and GenAI orchestration layers. It operates at significant scale under strict latency, availability, and regulatory requirements and is continuously expanded with new models, data sources, and reasoning components.

Responsibilities
Design and maintain credit risk and fraud detection models

Perform feature engineering on large structured financial datasets

Train, validate, and optimise machine learning models for production use

Monitor model performance and implement continuous improvements

Collaborate with ML engineers on deployment, tracking, and lifecycle management

Integrate model outputs into LangChain and LangGraph orchestration pipelines

Ensure model explainability, robustness, and regulatory compliance

Support documentation and governance requirements in a regulated environment

Requirements

Strong hands-on experience in Data Science and applied Machine Learning

Proficiency in Python and common data science libraries (Pandas, NumPy, scikit-learn)

Experience with gradient boosting frameworks such as XGBoost or LightGBM

Strong SQL skills and experience working with large datasets

Experience with PySpark or distributed data processing

Experience with MLflow for experiment tracking and model management

Understanding of production model lifecycle and monitoring practices

Ability to work in regulated or risk-sensitive environments

Fluent English for professional collaboration

Nice to have
Experience in credit risk, fraud detection, or financial services

Exposure to LangChain and LangGraph for orchestration of analytical outputs

Experience integrating ML models into real-time decision systems

Understanding of model interpretability and explainability frameworks

Benefits

Solid, competitive salary

Work in a multinational environment on international projects

Comprehensive healthcare

Long-term B2B contract with a stable project pipeline

Remote work model

Originally posted on Himalayas

Interview prep

Walk in with sharper answers.

Use this as a quick practice sheet before you speak with the employer.

Mid
Technology & IT MySQL Python Remote Collaboration Sales SQL Mid level

Likely questions

  1. Tell us about work you have done that is close to the Data Scientist – Credit Risk and Fraud role.
  2. How would you approach your first 30 days at name?
  3. Which of MySQL, Python and Remote Collaboration have you used recently, and what did it help you achieve?
  4. Describe a time you solved a problem without waiting to be told exactly what to do.
  5. How do you handle busy days, changing priorities, or pressure at work?

Prepare before the call

  • A recent example that proves your experience with MySQL, Python and Remote Collaboration.
  • One short story with a problem, your action, and the result.
  • Two examples that show the strengths listed on your CV.
  • A clear reason why this role and company interest you.
  • Your availability, preferred work style, and salary expectations.

Ask them

  • What would success look like in the first 90 days?
  • What are the main problems this hire should help solve?
  • How does the team give feedback and measure good work?
  • What does a normal working week look like for this role?
Practice line

I am interested in the Data Scientist – Credit Risk and Fraud role because I can bring practical experience in MySQL, Python and Remote Collaboration, learn the team quickly, and contribute to the outcomes name needs from this hire.

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