About the role
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
About the Finance team
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
About the role
We are looking for a self-motivated and resourceful Bank Head of FP&A to join us during a pivotal moment of growth. As Affirm Bank is currently in its formation phase, we are actively building out our foundational team. Reporting to the Bank CFO, the Bank Head of FP&A will be central to this effort, playing a key role in the formation and operational build-out of the Bank.
The Bank Head of FP&A will play a critical role in building the team and leading day-to-day finance operations. Core responsibilities include managing the forecasting and budget process, developing robust financial models, capital stress testing and monitoring, financial analysis, and partnering with Affirm, Inc. cross-functional teams on financial workflows.
What you'll do
Team Leadership & Talent Development: Build and lead the Bank strategic finance team, providing strategic direction, recruitment, and coaching as we establish the function.
Financial Planning & Analysis: Lead the end-to-end forecasting and budget process, ensuring alignment with organizational goals during this critical startup phase. Perform rigorous financial analysis to inform strategic decision-making.
Financial Modeling: Develop and maintain complex financial models to support strategic planning, scenario analysis, and forecasting for the Bank.
Capital Strategy: Oversee capital stress testing and ongoing monitoring. Partner cross-functionally to validate inputs, pressure-test key drivers, and ensure outputs reflect current business dynamics.
Performance Management & Reporting: Monitor performance against forecasts, diagnose variances, identify root causes, and provide forward-looking insights to drive action.
Strategic Decision Support: Provide decision support on strategic initiatives, evaluating trade-offs and P&L implications. Translate complex analyses into clear, executive-ready narratives that drive insight, inform strategy, and align stakeholders.
Cross-Functional Partnership: Partner closely with Affirm, Inc. cross-functional teams to integrate financial workflows.
What we look for
Minimum 8+ years relevant experience in analytical roles (e.g., strategic finance, consulting, data science, or analytics), with demonstrated impact on business outcomes
Minimum 5 years of people management experience
Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills
Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive-level decisions
Experience partnering with senior stakeholders and influencing decisions across cross-functional teams
Financial modeling proficiency; working knowledge of modeling tools and experience with data visualization tools preferred
Familiarity with fintech, lending and payments business model preferred
Base Pay Grade - M
Equity Grade - USA 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT): $185,000 - $245,000
USA base pay range (all other U.S. states): $164,000 - $224,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
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