Rate

Software Engineering Manager

United States full-time Executive $180,000 - $240,000
full-time Executive level Technology & IT Salary listed Curated
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About the role

Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com.

Job Profile:
Software Engineering ManagerJob Description Summary:
We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent.

The expected base salary range for this position is $180,000 to $240,000 annually.Job Description:
Why Rate is the BEST Place to Work
Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com.
What Makes Our Team Awesome
We are a gritty group of passionate technologists on a mission to dominate the mortgage world!
The Information Technology Team within Rate passionately and consistently puts our customers first. We are building the latest technology to help create the best mortgage experience on the planet and get your mortgage, your way, anytime, anywhere. Whether that is improving our digital mortgage platform, automating loan coordination and underwriting processes, or building out the latest marketing and customer engagement platform, we’re doing it all. We build high-performing, self-organized, cross-functional agile teams that operate with minimal hierarchy. Information Technology team members hold themselves and others accountable and live and breathe the tenets of autonomy, mastery, and purpose.
What’s the Role?
We are looking for a Hands-On Software Engineering Manager who thrives in both leadership and code. In this role, you'll lead a team of talented engineers while actively contributing to architecture, design, and development of our core systems. You’ll play a key role in scaling the team, ensuring technical excellence, and driving product innovation from concept to deployment.
Responsibilities

Lead by example — Write, review, and ship production-quality code regularly (~30–50% of time).

Collaborate closely with Product, Design, and Engineering teams to deliver features that drive business outcomes.

Mentor, coach, and grow engineers through regular 1:1s, career planning, and technical feedback.

Drive the team to use AI methods to increase the overall development productivity

Own team execution and delivery: set priorities, remove blockers, and keep projects on track.

Define and drive engineering best practices including testing, CI/CD, system design, and code quality.

Participate in architecture reviews and help shape long-term technical direction.

Recruit and onboard top engineering talent.

Qualifications

10+ years of software development experience, with strong full-stack or backend development skills.

4+ years in an engineering leadership or team lead role with direct reports.

Deep expertise in Java, React, Node.js, Python etc. Experience with microservices, event-driven architecture, or containerization (Docker, Kubernetes).

Experience designing scalable systems and working with cloud infrastructure (e.g., AWS, GCP, or Azure).

AI driven development experience

Strong communication and people skills; you can inspire and align both technical and non-technical stakeholders.

Startup or high-growth company experience is a plus.

Other Useful Details
Employee Type: Full-Time
Pay Range: annual pay + bonus and/or commissions
Location: Remote
Rate Companies is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other any other protected characteristic.
The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).
Please click this link to learn more about our benefit offerings for Washington State:
Additional Job Description Summary:

Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).
Please click this link to learn more about our benefit offerings for Washington State: Benefit Offerings for Washington State
Originally posted on Himalayas

Interview prep

Walk in with sharper answers.

Use this as a quick practice sheet before you speak with the employer.

Executive
Technology & IT Javascript Project Management Python Remote Collaboration Executive level full-time

Likely questions

  1. Tell us about work you have done that is close to the Software Engineering Manager role.
  2. How would you approach your first 30 days at Rate?
  3. Which of Javascript, Project Management and Python have you used recently, and what did it help you achieve?
  4. How have you led people, improved a process, or made a hard decision in a previous role?
  5. How do you handle busy days, changing priorities, or pressure at work?

Prepare before the call

  • A recent example that proves your experience with Javascript, Project Management and Python.
  • One short story with a problem, your action, and the result.
  • Two examples that show the strengths listed on your CV.
  • A clear reason why this role and company interest you.
  • Your availability, preferred work style, and salary expectations.

Ask them

  • What would success look like in the first 90 days?
  • What are the main problems this hire should help solve?
  • How does the team give feedback and measure good work?
  • What does a normal working week look like for this role?
Practice line

I am interested in the Software Engineering Manager role because I can bring practical experience in Javascript, Project Management and Python, learn the team quickly, and contribute to the outcomes Rate needs from this hire.

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