About the role
Company Description
PalmPay is a pan-African Fintech company currently operating in Nigeria, Ghana, Kenya, Uganda, and Tanzania and expanding to other markets this year. We are reinventing the payments experience by making it easy and reliable for everyone to transfer money, pay bills and shop online.
Job Description
Client Relationship Building: Foster and maintain lasting relationships with clients, identifying their financial needs and offering appropriate credit solutions.
Credit Assessment: Evaluate credit applications, analyze financial data, and utilize credit scoring models to make informed lending decisions.
Sales Strategy: Promote and sell credit products to both individual and business clients, exceeding sales targets through strategic outreach.
Customized Solutions: Collaborate with clients to understand their unique requirements and recommend credit solutions aligned with their financial goals.
Negotiation: Skillfully negotiate terms, interest rates, and repayment schedules to ensure mutually beneficial agreements.
Documentation & Compliance: Prepare accurate credit applications, ensuring adherence to legal and regulatory requirements.
Qualifications
Bachelor's degree in Finance, Business Administration, or a related field.
3+ years of successful sales experience, preferably in the finance sector.
Strong understanding of credit products and lending practices.
Exceptional communication and interpersonal skills.
Results-oriented mindset with a track record of meeting or exceeding sales targets.
Proficiency in CRM software, Microsoft Office Suite, and related tools.
Ethical conduct and a commitment to confidentiality.
