EMC Insurance Companies

Underwriter III

United States full-time Senior $78,726 - $119,646
full-time Senior level Technology & IT Salary listed Curated
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About the role

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
Essential Functions:

Maintains and grows a profitable book of business for assigned territory

Evaluates accounts for risk selection and pricing purposes

Analyzes information to underwrite policies

Develops and fosters agency relationships

Collaborates with marketing representatives to ensure agents receive great customer experiences

Collaborates with experienced underwriters to gain understanding in underwriting best practices

Education & Experience:

Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience

Three years of experience in commercial lines underwriting or related experience

Insurance designations, such as CPCU preferred

Knowledge, Skills & Abilities:

Good knowledge of underwriting and risk analysis

Strong problem-solving skills and the ability to make sound decisions

Strong customer service skills

Ability to work effectively with others, as well as independently

Ability to maintain high standards of professional competence

Strong computer skills, including knowledge of Microsoft Office and social media

Ability to work on multiple projects while meeting deadlines

Strong written and verbal communication skills

Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$78,726 - $108,771 or $87,008 - $119,646A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.
Originally posted on Himalayas

Interview prep

Walk in with sharper answers.

Use this as a quick practice sheet before you speak with the employer.

Senior
Technology & IT Administration Customer Service Underwriter Iii Technology Senior level

Likely questions

  1. Tell us about work you have done that is close to the Underwriter III role.
  2. How would you approach your first 30 days at EMC Insurance Companies?
  3. Which of Administration, Customer Service and Underwriter have you used recently, and what did it help you achieve?
  4. How have you led people, improved a process, or made a hard decision in a previous role?
  5. How do you handle busy days, changing priorities, or pressure at work?

Prepare before the call

  • A recent example that proves your experience with Administration, Customer Service and Underwriter.
  • One short story with a problem, your action, and the result.
  • Two examples that show the strengths listed on your CV.
  • A clear reason why this role and company interest you.
  • Your availability, preferred work style, and salary expectations.

Ask them

  • What would success look like in the first 90 days?
  • What are the main problems this hire should help solve?
  • How does the team give feedback and measure good work?
  • What does a normal working week look like for this role?
Practice line

I am interested in the Underwriter III role because I can bring practical experience in Administration, Customer Service and Underwriter, learn the team quickly, and contribute to the outcomes EMC Insurance Companies needs from this hire.

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