About the role
Location
Frankfurt am Main
About Us
About AllUnity
AllUnity is a regulated e-money institute building Europe’s digital payments infrastructure for instant cross-border payments, digital asset markets, and seamless liquidity flows. Established by DWS, Flow Traders, and Galaxy, AllUnity delivers fully backed, MiCAR-compliant stablecoins (EURAU, CHFAU and SEKAU) that provide regulatory certainty and robust reserve backing for secure, frictionless capital movement across markets.
About the Role
We are looking for a Risk Specialist with experience in structured risk management within a regulated financial services environment and a strong interest or exposure to blockchain-based products. The role focuses on risk framework development, new product and change assessments, and technology-related risk analysis in a digital asset context.
You will act as a key contributor to the Institute’s second-line risk function, supporting the evaluation of new blockchain integrations, product developments and outsourcing arrangements under MiCA and DORA. The role combines traditional operational risk management with digital asset specific risk considerations.
You will manage defined risk workstreams, particularly in the assessment of new blockchain integrations and product developments.
Key Responsibilities
1. Core Risk Management & Governance
Conduct inherent and residual risk assessments in line with the Institute’s risk methodology
Maintain and enhance the risk inventory, including control mapping and documentation standards
Assess control design and effectiveness across operational and technology-related processes
Monitor KRIs and risk appetite thresholds, including follow-up and escalation where required
Support tracking and monitoring of recovery indicators and related governance processes
Contribute to material change assessments and structured risk papers for management
2. New Product & Process Risk (NPP)
Perform end-to-end risk assessments for new blockchain integrations (e.g., L1/L2 chains, bridge solutions)
Assess impact on existing operational processes, governance structures and control frameworks
Evaluate smart contract-related risk exposure at a conceptual level (e.g., mint/burn controls, upgradeability, governance mechanisms)
Identify operational, ICT, outsourcing and concentration risks arising from new initiatives
Support the preparation of clear, decision-ready risk assessments for internal approval committees
3. Technology, ICT & Outsourcing Risk (MiCA / DORA)
Support alignment of ICT and outsourcing risk management with MiCA and DORA requirements
Evaluate third-party providers (e.g., custody, bridge, oracle and technology providers) from a risk and criticality perspective
Assess resilience, dependency, concentration and exit strategy considerations
Contribute to operational resilience testing and scenario development
Ensure technology and outsourcing risks are consistently reflected in the overall risk profile
4. Digital Asset Risk Structuring
Translate technical setups into structured, risk-relevant documentation
Identify key risk drivers such as governance risk, third-party dependency and single points of failure
Challenge control design constructively and propose practical mitigation measures
Support stress scenario development (e.g., bridge exploit, de-pegging, chain halt)
Key Requirements
Experience
4 - 6 years of professional experience in Risk Management, Operational Risk, Internal Audit or Risk Advisory
Experience in a regulated financial services environment (e.g., bank, EMI, fintech or comparable institution)
Practical exposure to risk assessments, control evaluations and governance processes
Experience supporting new product approvals or material change assessments is a strong advantage
Technical & Regulatory Knowledge
Solid understanding of risk assessment methodologies (inherent/residual risk, control effectiveness, risk appetite frameworks)
Familiarity with blockchain fundamentals (e.g., token issuance, smart contracts, L1/L2 chains, bridge concepts)
Understanding of operational and technology risk in digital asset environments
Knowledge of MiCA and/or DORA requirements is strongly preferred
Awareness of outsourcing and third-party risk principles in regulated institutions
Skills & Working Style
Strong analytical and structured thinking
Excellent documentation and drafting skills in German & English
Proficiency in German is required
Ability to translate technical and regulatory topics into clear risk documentation
Independent and solution-oriented working style
Confidence to challenge constructively while collaborating across functions
High attention to detail and ownership mindset
Why You Should Apply
In this role, you will not only monitor risk, you will actively contribute to the development and refinement of the risk framework of a BaFin regulated euro stablecoin institution operating under MiCA and DORA.
You will gain hands-on experience at the intersection of traditional financial risk management and blockchain-based infrastructure, working closely with senior leadership in a highly regulated environment.
This role offers meaningful ownership, regulatory depth and exposure to one of Europe’s most innovative digital financial initiatives.
Benefits
Competitive Compensation
45 EURAU Monthly Employee Allowance
30 Days Paid Vacation
Learning & Development Budget
Transparent Culture, Open Communication and a driven, collaborative team committed to innovation, professionalism, and excellence.
Regular Team Retreats & Offsites
Welcome Packages & Company Swag
Ready to Apply?
If you are excited to build a world-class digital workplace and help shape the infrastructure powering the future of finance, we’d love to hear from you!
Find more English Speaking Jobs in Germany on Arbeitnow