Cross River

Software Engineer II

United States full-time Mid $120,000 - $160,000
full-time Mid level Technology & IT Salary listed Curated
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About the role

Who We Are
Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.
What We're Looking For
We're seeking a skilled Software Engineer to contribute to one of our Lending teams at Cross River, building the technology that helps fintech partners originate, fund, service, and sell consumer and commercial loans across a compliant, end-to-end lifecycle. You'll be a hands-on engineer who writes quality code, solves complex technical problems, and collaborates across teams to deliver reliable and scalable solutions in the lending domain. The ideal candidate is a strong engineer who is passionate about building mission-critical lending infrastructure at scale.
Responsibilities:

Design, develop, and deliver scalable software modules and components

Build backend systems using a mix of technologies. Languages may include C# and Python. Databases may include PostgreSQL, SQL Server and DocumentDB. Infrastructure includes AWS, Docker, and Kubernetes

Implement, test, and iterate on software solutions that address both short-term and long-term considerations with a maintainable, sustainable mindset

Participate in code reviews and provide constructive feedback to peers

Collaborate with senior engineers and cross-functional teams to define technical approaches and solutions

Qualifications:

4+ years of experience developing enterprise systems in modern, current object-oriented languages, with at least 2+ years of C# or Python

2+ years of experience with SQL, preferably PostgreSQL or SQL Server

Experience working with AI assistive and agentic code generation (e.g. Copilot, Claude Code, Cursor)

Database persistence frameworks (e.g. nHibernate, Entity Framework)

Strong communication skills

Experience or understanding of Domain Driven Design

Cloud Architecture - preferably AWS

Docker / Containers

Financial industry / accounting experience or understanding is helpful, but not required

Experience designing and developing distributed systems and event driven architecture is preferred. Ideally with understanding or exposure to:

MassTransit or NServiceBus

RabbitMQ

Idempotency

Salary Range: $120,000.00 - $160,000.00

Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Originally posted on Himalayas

Interview prep

Walk in with sharper answers.

Use this as a quick practice sheet before you speak with the employer.

Mid
Technology & IT Accounting MySQL Python SQL Mid level full-time

Likely questions

  1. Tell us about work you have done that is close to the Software Engineer II role.
  2. How would you approach your first 30 days at Cross River?
  3. Which of Accounting, MySQL and Python have you used recently, and what did it help you achieve?
  4. Describe a time you solved a problem without waiting to be told exactly what to do.
  5. How do you handle busy days, changing priorities, or pressure at work?

Prepare before the call

  • A recent example that proves your experience with Accounting, MySQL and Python.
  • One short story with a problem, your action, and the result.
  • Two examples that show the strengths listed on your CV.
  • A clear reason why this role and company interest you.
  • Your availability, preferred work style, and salary expectations.

Ask them

  • What would success look like in the first 90 days?
  • What are the main problems this hire should help solve?
  • How does the team give feedback and measure good work?
  • What does a normal working week look like for this role?
Practice line

I am interested in the Software Engineer II role because I can bring practical experience in Accounting, MySQL and Python, learn the team quickly, and contribute to the outcomes Cross River needs from this hire.

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